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  1. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Oh that's awesome. I'm enjoying my work now, but I think it'd be so fun to make the rounds of some of the gigantic tech companies over the years. Maybe Apple and Amazon in five or ten years for me.
  2. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think Apple has an office in OC, other than some tiny satellite one for VR development in Newport Beach, which would be greater than a fifteen minute drive. Blizzard, Amazon, Blackberry, and Broadcom are all in the Spectrum area though. (I don't actually know anyone who has worked for...
  3. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think I agree at all when it comes to a mortgage. People need a place to live. If you're going to spend 4k on housing your family, it doesn't really become 'bad' if it's in the form of a mortgage and negligible to your financial health if it's renting. Plus, I'd rather have 10M and...
  4. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I owe about 700k on my mortgage, the rate is about as low as it gets too. Property taxes are ~$1100 a month, no mello roos since it's Baker Ranch, HOA is less than $300, insurance is cheaper than that, and landscape is ~$100. I don't have a pool, my lot size is only ~4500 sq ft, but that's...
  5. ThirtySomethingWEquity

    Card shops for Pokemon?

    I believe Game Chest in the Irvine Spectrum has boxes of pokemon singles, but I don't imagine you'll find expensive cards or binders of hard to find ones there. Its' more like, grab bag bulk buying common singles.
  6. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I don't think I ever figured it out. AMZN? Broadcom?
  7. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    yeah that's a good point, my friend has a ~5M house in orchard hills, and compared to my ~2M house in Lake Forest, what he has is huge bedrooms and a super awesome backyard and pool. But house wise, it's not a huge step up. It's nice that the kids rooms are gigantic, but he doesn't have more...
  8. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    This makes a lot of sense to me. I like nice cars and fancy clothes too, but I resist the impulse to splurge there. Instead i've got a really nice place that is great for my family, close to parks, and good for entertaining. Easily the best splurge I've ever made. The Porsche will have to...
  9. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    No, that would be ridiculous. Having an extra 10% more money *in the bank* at the cost of not living in the city you dream about or having enough space for kids to run around is insane. Assets are assets more or less, maybe they have slightly different single digit percentage point returns...
  10. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    yeah it's not the offer amount, it's the vested amount. If you got an offer from Tesla in ~2020 and it paid $100k salary and grant that is 100k a year in RSUs *over four years*, guess what, by year 4 you were making probably 150k in salary (assume small promo/raises) and....a whopping 1M in...
  11. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    Most post series D "deca-corns" like Databricks, Stripe, SpaceX etc. all have liquidity events multiple times a year that allow employees to sell their RSUs, so the money is worth something, just less liquid than a typical big tech company that has a vesting schedule of months or quarters...
  12. ThirtySomethingWEquity

    Orchard Hills 4 - "The Summit" Updates

    I work with a lot of very high income tech folks and I don't know any buying 4M+ properties! There just aren't that many people in tech making 1M+ a year consistently unless you're talking director level or higher at a FAANG company. People who are buying those houses are paying cash...
  13. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    right, but what people don't realize is you can get quite a 'discount' by buying out of the Irvine zipcodes and still get a lot of the same benefits (though maybe not the school district). I'd guess you could get a house in Tustin Ranch or Lake Forest for 30% less than an equivalent one in...
  14. ThirtySomethingWEquity

    The Rise of Johns Creek, Georgia | Real Estate, Life Style, and Restaurants

    I used to want to live in Irvine, but look at the place I found! That's my street, just a short walk to a huge park for the kids, it's sunny and warm 9 months of the year. Now I don't miss Irvine (but i'm still a 10 minute drive to the spectrum and some good Irvine KBBQ)...
  15. ThirtySomethingWEquity

    ICE or EV?

    If base taycans had an OK range i'd probably buy a used one now. Can't see myself shelling out 45k for a luxury car that only gets 180 miles at best though.
  16. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    Haha. It was TwentySomethingWEquity 15 years ago. I was able to change it when the site changed, but now i'm stuck. You're right, i'm a bit out of the 30s now, but just a bit. It's a common expression, but sure I'll be more civil. People should pursue the life and work they want, I don't...
  17. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    Well, I moved to Foothill Ranch, and I'm pretty happy. I'm close enough to be able to work for a Silicon Valley team that gives me gobs of stock,but more importantly, I get to work on really cool things. I certainly couldn't do that working from bumfuck Georgia. It's pretty cool to be able...
  18. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    Why do you think the Irvine prices are higher? Maybe because...more people want to live there?
  19. ThirtySomethingWEquity

    Where people are moving to and which states you have to make the most money to live in

    yup, I've had multiple jobs where my team was up in Santa Clara/Sunnyvale, and I've been able to quietly work from remote offices down here, since it's such a quick flight when necessary.
  20. ThirtySomethingWEquity

    2025 Top Public Colleges & Universities

    I think you are vastly overestimating the importance of 'how hard a school is to get into'. There is way more variation between how rigorous a particular undergraduate program than just an aggregate acceptance level. This much focus on college is probably a waste. No one is impressed by...
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