LOL @sleepy @Calbear @CogNeuroSci @blacknight. Apologies for the tone in my previous posts going back and forth with Sleepy.
Thoughts on a 30 yr fixed at 3.0%, 10 yr arm at 2.75%, or 7 yr arm at 2.5%? Total lender upfront fees of $1200. Can't say I plan on living at this house forever, but...