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We have a family friend whose oldest son barely graduated HS, got his act together with 2 years at a Bay area JC and got into Cal and UCLA, graduating from Cal. UC loves to admit those types of transfers. His ethnicity is from the Levant so no affirmative action working in his favor.

Sadly I don't see the 30 yr budging for quite a while looking at the various CMBS-yield curve spread scenarios nicely analyzed today https://open.substack.com/pub/calculatedrisk/p/lawler-update-on-mortgage-rates-and?r=1ssk0t&utm_campaign=post&utm_medium=email

I'm still in SV but will leverage this for our South OC place once we buy it. Really appreciate the feedback

This place is called Brio Brio during the day and is an outstanding Japanese style kissaten with decadent breakfast items. Next time we're down I'll hit it up when it transforms into Bri Baru.

I mostly eat steak at home grilled over hickory. Saratoga Meat and Fish up here has Oregon Painted Hills beef, the best retail meat I've had. When Whole Foods has dry aged NYs (mostly ribeyes these days) Hopefully someplace in OC carries it. Given how much real Wagyu I've had in Japan (recommend...

I recently had one of the best NYs of my life at this place in Los Gatos - can't recommend enough if you're ever up here https://diodeka.com/dinner-menu/

CG is the best of the chains IMO and they have an awesome bar setup for eating and watching a game - best one in OC IMO. We used to have a Bourbon Steak at Levi's Stadium pre-COVID and it was my favorite for both personal and business dinners. The one at Monarch Beach is good. I also like Salt...

not really - in fact my M3P was much cheaper than the 911 I previously wanted before succumbing to the lure of quiet performance

Is $16K incl paint competitive for full exterior and interior paint including scraping popcorn from the stairway ceiling and 3 rooms upstairs? 1500 sq ft house.

Costco wine selection/prices up here is excellent. I would stay away from the meat after the recent oxygenization scandal.

For me, Uoko for sushi, Houstons for general dining, Capital Grille for steaks, Taco Mesa for mexi, Greek Islands for gyro/falafel

Thanks. I'm planning on putting 50% down for my South County purchase in the next year. Interestingly I received the first "price reduction" email from Redfin in a long time on some Mission Viejo listings, a good sign.

What % of buyers are you seeing financed? Payments have doubled or more - interested in a view on credit availability. Avg downpayment is 30-50%? Thx

Really miss Diedrich's in Westpark and Las Fajitas by Woodbridge HS

Presidential is telling NATO they're on their own unless they pony up and then getting them to pony up - as is being married to Marla Maples and Melania. Definitely the most alpha POTUS since G Dub.

We were in ZIRP for 15 years. It's a new world. And tick tock the 10 year is up. Let's home a bid emerges for MBS and the restart of the securitization machine else spreads will stay high and go even higher.

Anyone seeing better than 6.5% this week? Seems like forces are swirling around that are driving long term rates back up, but the bigger question is when will the spread go back to 150 bps

This should bump his poll numbers up

exactly - make sure a boy knows how to handle himself physically and a girl knows how to build self worth outside of IG

like buying CMGI or Rambus at $500 in 99