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Wait until you piss them off by asking for more Guac.... (not AI, btw)

@daedalus I'm not talking about dragging a significant balance for any great length of time. After reviewing thousands of credit reports and AUS's, I know from experience having an unused or zero balance card does not help increase your score. It can, in some cases if the account gets cancelled...

Europe won't commit troops without US troops also participating. That's why Zelinskyy wanted a US troop commitment. Had he taken the mining deal, US contractors would be considered enough of.a "red line" keeping Russia from further expanding their Ukrainian territory grab. It's a "soft power"...

Thought the CT couldn't get any uglier? Think again! https://phoenixpopup.com/cyberphoenix/

Errrm..... not so fast. Based on inflation, the $599 price is about right. You're also getting 2x the memory and a better camera than the 2016 SE. https://www.bls.gov/data/inflation_calculator.htm

Soylent Yellow is now is interested in opening a credit account. The only card our Credit Union is offering her is a secured card, then after 12 months a "real credit card". Odd for someone 26 and gainfully employed, but what can you do? Sure, there are other card issuers with lower standards...

One could look at the Palisades as to how much "value" of their home really is there after all. For example, some folks bought in late 2024 only to see the property vanish in January. https://www.redfin.com/CA/Pacific-Palisades/16781-Bollinger-Dr-90272/home/6842890 Now lots in that same area...

RSU's would make up the difference between base pay and bonus.

We are in a "Post Christian America" environment as religious identification and church attendance is falling. This is a discussion however for another thread. I think the post would be better framed as the area being full of Dave Ramsey type fiscal conservatives.

I've posted for some time on a NorCal forum similar to TI. The participants laughed at me when I suggested buying rental property in Nashville back in 2021-2022. Sure, Bay Area property values went up, but the base buy in price was $1.5M and climbing. Investing that same $1 5m into 6-7 SFR 's...

Kalapa's USAID cash was DOGE'd

True, as it's not our war. If it was, we'd just do what we did to Germany and Japan until there was an unconditional surrender. From there we had the Marshall Plan to rebuild these places. Since it's not our war, we could always end foreign aid to Egypt, Jordan, and Lebanon until they see...

People say Trump's plan to temporarily relocate Gazan's back to Jordan and Egypt, scrape the earth, and rebuild Gaza into the "Riviera of the Middle East" is impossible. Consider this: Disneyworld is 30,000 acres. Gaza is 90,000 acres, or 3 DW The Irvine Ranch is 100,000 acres. The plan is...

Your Realtor is correct. Your lender is giving poor advice. The issue may only come into play in three circumstances A) If the termite inspection has Section 1 items to repair and the Seller won't do them. 2) If the appraisal report calls out water stains, wood rot, or other issues with the...

A 2016 $1.5m home at the time wasn't really a "rich person's home". Sure, pricy, but not Shady Canyon rich. Having been born and raised in OC, the quality of life has deteriorated significantly with the rapid population growth. Thankfully it's mitigated somewhat with planned communities, but...

StreetView is not your friend here. Wonder how this could possibly appraise given the local comps. Of course if someone is going to park money for a short while, appraisals don't really matter.

"...the solution is DEI..." Was there a gas leak in the room when that statement was made? Find me please an example of DEI that worked in favor of a straight white man or woman over 50. Please - though not a lawsuit forcing that same result - but an actual DEI hire of a SWM/F50+ celebrated by...

...when it's being forced by Government. Sure we have housing, employment, and credit laws that restrict discrimination based on generalized Race, Religion, National Origin, etc, but now we have specific "protected groups" determined by melanin content as measured by Government. If Ivy League...

Afraid to break it to you, but everyone alive today started out "on the other side" The Donald, Musk, you name anyone born into money could have just as easily spun out of control and wiped out. RFK Jr. Is a great example - born of privileged, became a heroin addict, cleaned up and stayed at it...

Life becomes much easier to navigate once you accept the fact that everyone hates everyone else. Human nature has been, and always will be, a beeyotch.. A thick skin, not wallowing in butthurt, standing tall, and walking straight ahead towards earned success is how everyone needs to deal with...