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I did the same with my mortgage.  I just requested the bank to add $500 principal payment to my mortgage payment automatically.  If you do the math, you cut around 6-8 years of mortgage payments if you add an additional $500.  When I get a nice paycheck, then I'll walk in and make an additional...

Not sure if Ally has the same, but amex doesn't charge for any wire transfer fees to escrow etc.  Thought it was a nice touch and the customer service is quite good as well.  Besides some small play money in stocks, I like having my amex account for easy access to funds.  Most major bank require...

I don't think welfare is the same as a universal basic income IMO.  The benefits of welfare diminish as your wages go up so I think those people we're trying to help actually feel deterred from improving, cycle of poverty.  Say basic income is $1000/month for the rest of your life regardless...

Damn that was a fast edit YF.  Something about deers and wolves.  then wolves being afraid of bears or something.  Somehow color of animals makes no difference even though it's a complete different type of animal: deer and bear.  But it's our perceived danger of a bear *fight or flight* that...

I've been to all the kbbq ayce spots in Irvine.  Shik do rak is ehh but decent after 9 pm or so for late night pricing.  Best one is probably "All that  Barbeque", shortly followed by Mr BBQ in Fullerton , then probably Gen in Tustin.  Kang ho dong definitely has better meat in general but not...

Crazyyyy  Rose just one year ago wanted a max contract from the Knicks and now just accepted the vet min! I look at all the random contracts that were given out to players like Deng/jr smith etc and I think it's crazy there was no other market than the vet min for Rose I wonder if this means...

https://www.redfin.com/CA/Lake-Forest/25481-Buckwood-92630/home/4813385 https://www.redfin.com/CA/Lake-Forest/15-Enfilade-Ave-92610/home/4800373 example of a home you can get for $700k in Lake forest compared to Irvine but they are a bit older Big amount of house compared to Irvine if you...

I generally agree with most of your opinions throughout random threads.  I want to hear your thoughts about Westpark.  Generally speaking, I think it's one of the better neighborhoods, sq/value wise.  Little to no MR left since it's a bit older.  Most homes above 2000 sq ft.  Low HOA, usually...

You won't be able to buy much in Irvine for $700k, prob tops a small condo.  If you stretch more to $800k you might be able to find a detached condo in some neighborhoods or a really really old sfr near Irvine high.  Based on what you've mentioned, I think you won't be needing a 3 bedroom. ...

Moulin is definitely a treat. Portos potato balls is good but not worth the wait. I would like to add a few of my favs Cream Pan in Tustin (Japanese bakery) the cream they use in their bread and strawberry croissants  is the best and suitable for older people who fear desserts that are too...

Yeah I think 3 years down the line, Kuzma will be the better player between the two.  It's wayyyy early to tell, but Kuzma's 3 pt shooting looks legit.  Form is great, can pull up on both sides, run/catch and shoot with ease.  Shoots a bit like Korver IMO.  Defense is solid too and runs the...

Wonder if Lakers will unleash Ingram to win the SL championship  8) Ball's best offensive comp is probably kidd.  He doesn't pound the ball like cp3/rondo and gets it out of his hands as quick as possible.  Defensively, Kidd was a beast defensively (man d as well) so that's unfair.  He'll...

Anyone have a good rec for a good house cleaner to prepare for move out/move in? Went online and some of these "deep cleaners" are looking to book 5 hours at a minimum at around $75/hour, is that about the going rate? Looking to clean the tile/grout/carpet/windows/kitchen etc Thanks in advance TI

I was not expecting Delano to do that well! $820k for that Plan 2 (while nice) is mind boggling  :o  I was ehhh about Delano and attached properties as a whole.  Might as well buy this 3 bedroom fully DETACHED Petaluma equivalent in stonegate for $800k and keep the $20k as pocket money. ...

I think it's YF as well!  He was always mentioning the in-law room as the 4th bedroom. Whenever he visited a new construction or open house, he would notoriously say that the downstairs bedroom was the in law room and would negatively rate any house without the in law room.  The Chinese bride...

There's this ongoing theory out there that I read on another forum (could be completely false) that Lebron really wants to be a billionaire or richest athlete ever and that's the reason he's looking at LA.  Apparently the guy is a high up at WB and said the new space jam has been green lit for a...

We going to the playoffs! I'm aboard the playoff train  ;D gotta speak it into existence Man what a game, Lonzo willed the team to this victory.  Making scrubs look good.  I imagine he'll look better with our regular season team.  He'll need work like @jmoney74 said on his midrange... right...

Clarkson regressed so much after that stellar year with Steve Nash mentoring him His PG instincts all went away and became chuck fiesta.  I'm okay to see Clarkson go unless he finds his way again I'd like to see Rondo as the backup PG and let lonzo start.  More of a mentor role for Rondo...

The version of Rondo that scares me is the Mavs version where he visibly gave up.  He seemed fine on the Bulls and players in general speak well of Rondo.  I mean in that first round against the Cavs, the Bulls put up a great fight with Rondo.  I'm fine with signing him.  He'll be a good mentor...

Wooot!!! zot zot zot 89 UCSD is the big surprise.  When I attended, UCSD was considered better than UCI