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    Leaving California? A guide to what state is best to move to

    Pushing the policies/talking points aside, the key issue for a minority is whether I am expected to "assimilate" or "affect/change" a location.  In California, the bulk of the population is open to changing demographics and new things/cultures.  Korean BBQ is as "normal" as Texas BBQ...H...
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    Leaving California? A guide to what state is best to move to

    Just to demonstrate this issue from an objective data POV:  Check out the top 100 cities with Chinese population...see how many are in California.  http://zipatlas.com/us/city-comparison/percentage-chinese-population.htm
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    coronavirus

    Therapuetics are good but a lot more expensive than vaccines...I think at this point...vaccines are the clear way to go as to COVID-19. Therapuetics will be needed going forward because experts believe that COVID-19 (and variants) are here to stay.
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    Mortgage Forbearance

    Not really...CDOs were created by the investment bankers and brokers...they were bought by investors because they were labelled AAA with incredible gains.  Basically zero risk and lots of profit. ...
  5. I

    Mortgage Forbearance

    Like I said...plenty of blame to go around.  Banks have a fiduciary duty to its investors and SH to make prudent and proper business decision...risks was ignored and moved off of the books by banks...credit agency rubber stamped every decision.
  6. I

    Mortgage Forbearance

    Plenty of blame to go around in 2008...Banks basically abdicated their duties to its shareholders, investors, and community as a whole by ignoring risk and having zero brakes in the system.  Feds opened the floodgates and refused to put any restrictions in place re lending. Credit...
  7. I

    Leaving California? A guide to what state is best to move to

    As a minority...California is the best choice by far.  While there are significant population of minorities in other states...they are largely congregated in certain areas.  NYC, New Jersey, Georgia, and Texas basically segregate the races into different areas. Vegas, Portland, and Seattle are...
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    Observations from the front lines of the Irvine housing market?

    Not sure whether it applies to Irvine but COVID has taken away a lot of the benefits of urban living...immediate access to entertainment/dining, connections with local area/people, and proximity to jobs.  I mean Irvine is great to live it but if you work in LA...it is still an insane commute...
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    coronavirus

    You cannot make government policy on ignorant and stupid people.  There are/were anti-vaxxer before pandemic...that doesn't mean we stopped vaccinated children.  Obviously there will alway be those who won't comply...but there would be a substantially better result and response if we did not...
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    coronavirus

    Disagree..those are excuses and results of an inept federal response.  Whenever there is a natural disaster, FEMA and federal government work just fine.  The whole apparatus worked after 9/11.  There were a lot of things that the federal government could have done...first and foremost was a...
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    coronavirus

    For all those who think that Taiwan's excellent COVID-19 response was some sort of luck...watch this video.  The coordination, centralization of resources, the pre-planning, and most of all how everyone who was focused on protecting Taiwanese citizens. I want all those Trump apologist tell me...
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    coronavirus

    So all those people who cannot move or poor are just collateral damage for your risk analysis I guess. 
  13. I

    coronavirus

    Check out the infection and death rate.  https://khn.org/news/trumps-comparison-of-covid-19-death-rates-in-germany-us-is-wrong/
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    coronavirus

    Go see what Taiwan, South Korea, Australia, New Zealand, and Germany did.
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    coronavirus

    Both are bad and should be called out.  I am not sure why this is of relevance.
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    coronavirus

    Yes...GOP/Republican choosing politics and money over people is what it is. 
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    coronavirus

    GOP/Trumpers:  AMERICA IS THE GREATEST NATION ON EARTH EVER...GOD CHOSEN AND CAN DO ANYTHING!!! 300K+ Americans dead with 3600 dying every day:  It is what it is.
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    coronavirus

    By the way..if the 3600 deaths a day in the US the 0% ICU capacity does not sway you...go look at the exchange rate for the USD against the New Taiwan Dollar, the Korean Won, the Australian Dollar, and the New Zealand Dollar. USD trading at or near 5 year lows against all of them.
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    coronavirus

    Meanwhile...another self-indulgent arrogant Trumper using psudeoscience to justify his own arrogance.  https://www.yahoo.com/entertainment/kirk-cameron-defends-maskless-caroling-events-we-believe-immunity-community-180513750.html They will be super hopeful when they or their family get COVID...
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    coronavirus

    Anti-maskers are the biggest snowflakes https://www.yahoo.com/entertainment/tom-cruise-mission-impossible-covid-rant-crew-quit-090334510.html Tom Cruise basically speaks for everyone of us do whatever we can to stop this disease and see reckless individuals that are babies crying about how...
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