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USC moving on up! Although I guess they were 1 last year.

The exterior pics look off as well. That would be a big disappointment to walk in and not see actual staging.

The individual chairs at the far end of the yard are actually timeout chairs for kids. They screw up they get to look at a wall for that is 2 feet away for 10-15 minutes. They would definitely set me straight

The grand Highlander is growing on me but a 4 cylinder engine in a car that big doesn’t seem like a good idea. Traditional hybrids do seem to sell to pretty well for Toyota so they must be doing something right. From the car reviews I’ve seen their OS does seem to be dated, but I think most...

I’m not a tech guy/engineer so just out of curiosity what are they behind on? Their Hybrids I think deliver the highest mpg than all of the other car companies.

Yeah those were my thoughts as well as the breakeven (2500/800) is about 3 years. If I don’t have a claim in three years I’ll come out ahead. The savings of 800 would be guaranteed vs who knows when the hell you will have a claim.

The flip side is if you don’t have any claims, you are over paying premiums. So it works both ways.

This was the next change I was going to make in the next week or two. I just renewed in December at my current deductible of 2,500 but if I increase to 5,000 the premium goes down by about 800 so it will get my annual premium down to almost 4K/year. I ran out of time and just renewed in late...

My guess is that my wife’s next car will probably be an electric. But since she just got a new one last summer it is probably 3-5 years away. I’m still holding out on Solar :-)

I did not read the article, but my wife looked at the 2024 iX and while they were in the 95K to 100K range they leased significantly better than the X5 which was in the low 80s. BMW was definitely supporting leases as the IX lease deals kept getting better throughout 2023. So you have to take...

My house is about 3100 sq ft. My separate structures is 113,000. I just looked up the cost of building a home in Orange County and the cost per sq ft is all over the place. Anywhere from 200 to 500 per sq ft. If I back into what my insurance says it would cost it is $387/ sq ft.

Calbears - if you don’t mind me asking, what is your replacement cost value? My inirmace is almost 5k year, even when I shopped it around the lowest I found was about 4K. My replacement value is about 1.2M. Just trying to understand how your insurance can be so low.

The article mentioned that the spectrum is the 6th largest shopping center in OC with $601M of sales for the 12 months ended 6/30/23. I’m curious what the top 5 are. 1 - south coast plaza? 2 - fashion island? 3 - ??? 4 - ??? 5 - ??? 6 - spectrum

That house really looks lived in. It’s a damn pig sty

The 2007 Santiago fire is what left ash all over Woodbury when we lived there.

My wife is a big fan of the house special chicken.

I used to live in Woodbury back in 2008 and a fire burned the area north of portola by sand canyon. If the fire reached there it seems like it will reach portola springs. Calbears - do you have other insurance that is covered by your HOA? Is your insurance just for the interior items or does...

I refinanced into a 1.99% 15 year loan in the summer of 2021. I don’t see a scenario in which we ever sell this home. We will just pass it down to our kids.

Eat everything :-) Your welcome

My guess is that they think vegan as a premium category and charge accordingly. Kind of like the healthy organic stuff in the grocery stores. If all you are serving is vegetables it seems like it should be cheaper.