Recent content by sega

I would say it all depends on the specific issue in question. Personally, I would pay for the advice on the issue that puts closing at risk (purchase scenario). For these type of issues the right decision has to be made quite fast. Often there is no time to search for the answers on the Internet...

I used MI Rate Finder as you suggested and it looks like single premium BPMI actually would have been a bit worse option than 0.125 LPMI rate increase for my case with the difference of ~$2,000 over the first 10 years (and yes, LPMI in my case was built into .125 rate increase). I can sleep...

Thank you for the information! The web site has a lot of rates, but nothing on LPMI for ARM loans (or maybe I just can't interpret the rates correctly) :( I actually already have 85/15 mortgage. When I was getting it my lender offered it at a .125 rate increase comparing to the standard 80/20...

Does anyone know the typical LPMI rate adjustment for a jumbo-conforming ARM mortgage with 85% LTV and excellent FICO (around 800)? All information I could find on the internet was for the 30-year fixed mortgage, and I'm not even sure if LPMI should be higher/lower for ARM mortgage to make a...

Based on my recent experience with Wells they have different requirements for different mortgage products. They still have mortgages that require 3 or 6 months of reserves.

I had it installed last week. So far I like it. It's very quiet and provides a lot of space considering its counter-depth model. Haven't noticed any issues with the ice dispenser but I'm using it only one week... Oh, and LED lighting is very nice but I find it a bit annoying if you need to get...

This Monday, 12/30/2013

We are getting LG LFX25991ST in a couple weeks. I believe it has the biggest capacity among counter-depth french door refrigerators priced less than $4,000. If you decide to buy this model, check Howard's - we were able to negotiate it for $2,600 plus tax with free delivery and installation.

Here is what you get:http://www.allaccessliving.com/residences/amenities

Price dropped another $2.5 million to $22.5m. It's very funny to see Redfin's rebate for this property - $244k.

For my move, it was lunch + the same $20/person tip for 2 hours or work

And the 5th vote for the Chicco Keyfit 30 from me. We also used it with Uppababy Vista stroller. I was a bit skeptical about the idea of using adapter before the purchase, but it's actually very easy to use and the car seat fits it well.

They forgot to add the last part: "Priced 2 Steal Your Money"

I'm not an accountant, but I think it' because it is a rebate. And rebates are usually not taxable.

Kia has a minivan in their lineup: http://www.kia.com/#/sedona I personally don't like it though.