Recent content by Pruf_IHB

Thanks everyone for the helpful and encouraging replies. Before I found this site my only source for housing advice was hysterically-optimistic real estate agents and predatory lenders (usually working together like a pair of velocoraptors). We're going to tighten our budget, start saving more...

I'm an OC native 1st time buyer and now that we can afford a loan on my meager single income, my wife is naturally desperate to get a place. We're in the high 200s range for an FHA loan and have great credit (800+) but based on everything I've read here and elsewhere, my gut feeling says wait...