Recent content by Oregon Duck

  1. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Best quotes I got were from RedDoor and BNC Bank. BNC was through Zillow. All the Big Box shops couldn't compete and honestly were a pain in the ass to deal with. Funny thing, it seems RedDoor just a private label for Quicken as all my initial doc signing went then thasmymortgage (quicken). If...
  2. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Anyone work with RedDoor? I'm locked in at 2.25 on a 20 year fixed $2860 lender credits - loan costs for underwriting and other services $2329 Looks like they are working with Quicken as it says Quicken will service the loan and the loan portal is through thatsmymotrgage.com (Quicken) The...
  3. O

    Some quick observations as a buyer in Irvine

    Random chime in. GP may have new facilities but yeah the high Mello-Roos, density, and 3 story homes makes it unattractive. You can get older properties at a lower price, lower tax rate, and bigger lot. New ADU laws also give you amazing options to to add livable space (rental, multi gen, etc.)
  4. O

    Removing oil off driveway

    Oven cleaner. Used this and go my HOA off my back.
  5. O

    Bay Area 2.0

    With tech and venture capital rapidly moving into Irvine are we seeing the same type of sustained run up in home prices as the Bay?
  6. O

    Eastwood is way over priced

    Stopped in and all models parking lots were full of pre release buyers and their agents. 
  7. O

    Car insurance

    Recently shopped my insurance. Ameriprise has the best rate. I only shopped them cause they work with Costco. I don't know much about them. AAA is good but don't ever plan on calling in. You have to stop at their locations to get help. Get a persons email there then e-mail them if you want...
  8. O

    COX v. UVERSE

    Cox. I've heard horror stories about all other vendors. Cox will match their internet pricing if you go to the store when the special runs out. We stream everything and while the do have a data limit they don't enforce it. I've been very surprised with the customer service too. They may seem...
  9. O

    Shutters

    We used OC shutter in 2011.  Pricing was right, time to make was a bit long, knowledge of product was great, quality was good. They always return calls and helped me out 5 year later when my kids broke a few of the swivel pins. The only thing I would do differently is not get the inside mount...
  10. O

    Ellwood by Richmond American at Beacon Park

    Kudos to IHS - Ellwood in my Opinion has everything a typical family could want plus its it unique to boot. The slightly above average shopper can move up to this product and not want a thing. Plans 2 and 3 Knock it out of the Park, plan 1 has a bit to be desired. I hope to see more projects...
  11. O

    Los Altos - Construction Issue

    Ready for summer. Firepit in my 30'x '14' patio/yard. Oh yeah, lol. Well we do have good schools and freeway access.
  12. O

    Los Altos - Construction Issue

    For sure. I'm coming to grips with this slowly. At least so far neighbors are quite, no smoke, very little issues other than this. Plus I got my fire pit :)
  13. O

    Los Altos - Construction Issue

    Yeah. The light bulb is coming on. When we bought I thought it was great. Irvine Pacific = Irvine Company so good to go. Boy was I wrong. I still love our place,  I'm  just realizing my expectations were way too high.
  14. O

    Los Altos - Construction Issue

    It is a Maytag - not microwave combo. I couldn't find any reviews on it, but it is very loud. After all this I just realize everything with these places are cheap. For the price, floor plan, and tiny sliver or patio/yard I couldn't beat it at the time. This is our first home and it has been...
  15. O

    Los Altos - Construction Issue

    That was the first step. Builder already installed. - Still getting the smell, so they then suggested pointing both vents in opposite directions. They did this on another unit (year another unit having the same issue) and it did not fix the problem. So I guess they are just left at eliminating...
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