<p>Nirvinerealtor did not answer/respond many of awgee's comments or questions. So far as I can tell, most of his/her answers are cliches without any substance. </p>
<p>For example, "You can control your future income increases. Create your dream and make it happen. Simple logic!" What...
<p>Mel, </p>
<p>Payoff debt as much as possible but get that 10% down payment saved. 7.5% interest rate on student debt (which at your income level is not tax deductable) is outrageous and therefore mortgage debt is better. Obviously, get rid of those car loans and high interest student...