Recent content by NewVOC_IHB

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    30 Year Fixed vs 10 Year ARM

    I'd take the 10/1 ARM. Assuming a 700k loan at the end of 10 years the 10/1 ARM balance would be 561k. The 30 yr balance would be 570k so you're 9k ahead in terms of equity. Add in the $250 per month savings and you're $30000 + $9000 ahead. At that time a re-fi should be fine...
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    Columbus Grove HOA

    HOA for SFRs is $150/month. $385 must be for a shared wall building? Kensington Court?
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    Ladera Ranch?

    Anybody know the deal with the following property? Is this truly a 200k loss in one year? http://www.redfin.com/stingray/do/printable-listing?listing-id=873072
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    Costco Selling Houses?

    Don't buy now, wait for the coupon.
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    Columbus Grove - Buyer Beware

    They already read this thread before the meeting, and knew I was coming.
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    Columbus Grove - Buyer Beware

    When someone doesn't actually live in the community (builder, etc) its very easy for them to tell us that the situation sucks, but can't be helped. There are well meaning homeowners on the board but unless there is a majority there really isn't much we can do. What we MUST have happen...
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    Columbus Grove - Buyer Beware

    No word back from the city of PD at this point, but I won't give up on that one. At this point I can help make a change to the decal program, but it looks like we have to accept the word of Lennar for the time being and watch our backs. I put a lot of time and effort into this cause...
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    Columbus Grove - Buyer Beware

    The rule of no parking on the streets was supposedly the original "vision" of the community. The board thought that this would be against better judgment, so that has been put on hold while they develop this program. It could be 24 hour no parking enforcement or overnight only. This is where...
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    Columbus Grove - Buyer Beware

    The decal system is still under discussion, and its possible that they can implement an overnight only policy. The goal is to keep people from parking on the street, but filling their garages with storage. I for one don't want to see all of my daytime BBQ guests towed away because I didn't...
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    Columbus Grove - Buyer Beware

    My warning wasn't my first day there, but later on when I was moving items from the back of my truck into the house, and forgot to move it back into the driveway. It was a written warning. I deserved that one, I completely forgot to move it and was 100% blocking the sidewalk. What I didn't...
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