Recent content by ladera1_IHB

Just curious, Does anyone know how many houses have been lost to foreclosure or short sale in Ladera since this whole economic crisis began? How can I find that figure, or does anyone have an educated guess? What do you think those people who lost their homes are doing now? renting? I...

<<Seriously, take no_vas?s advice and sell now. Ladera is going to get so hammered over the next few years you will be wishing for $829k >> Actually, I don't live in Ladera any more. I live in a very well established neighborhood. And yeah, I don't know how truthful one can be after...

WHat reall gets me is that the owner of this home took out his equity completely over the last year or so (he probably pulled more than $700k in equity- which was more than the home was worth). He then tried to sell it but couldnt because he had to price it over 1.2mil to break even. So he...

Over the past few months (years) the properties on my street and in my neighborhood have seen a steady but slow decline. Houses have been selling at the following $926k-april08 $889k-april08 $1.02m-may08 $892k-may08 $874-jun08 $859-jul08. There is now a home that is in...

Sorry hbguybill, but you cannot generalize a city's decrease to an individual situation. We had purchased our home at an already low price (originally it was 1,100,000, but 2 years ago they were selling for 1.3 mil). So we were already ahead of the curve (so to speak) when we bought it. So...

Can I get an opinion on this? Here's my housing history 2002 bought in Ladera ranch 3bd 2 ba home $430k Mar 2007 sold that home in Ladera for $700k (highest comp on street... now worth $450-$490) simultaniously bought a home in Dove Canyon $900k Today, homes on our street are...

Interesting thing I found out today... I called my lender to see what my PrePayPenalty was on my loan and they told me that "under current state law, we cannot charge you the PPP because you have an adjustable loan." I have a 10 year fixed and it originally had a 3 year PPP (we have had it...

I know that these stated loans are sparse now, but how long do you think it will take banks to offer these programs again? And if not, what happens to all these self employed people who will need to refinance or purchase other homes in the future?

I moved OUT of Ladera 1 year and 3 months ago. Moved to Dove Canyon to be in a gated community (since Coventant was way to far out of our price reach - back then). Our house in ladera has dropped in value from $699 selling price to $579 asking price of the same model now. Our house in...

WOW! I didnt know that! Thats great. RE is great isnt it?

I did not get this conversation, but from what I gather Microsoft or someone like that is moving here? If this is true, what a difference that would be in our housing economy! Hopefully this will cause a turnaround.

How are you going to deal with the tax consequenses of not buying another primary residence ?

<p>I had Wawanesa for my home and auto for years & very happy, but when I moved they would not insure my new home b/c they said it is too close to a fire area.</p> <p>So now I went with Century National for homes and Geico for auto/umbrella. I know you must think geico is really expensive...

<p>Just was wondering if anyone has good low cost Homeowners insurance and/or car insurance that they recommend.</p> <p> </p>