Recent content by Justin-_IHB

Rents are out of control, young professionals can't afford 1 bedrooms and even 2 bedrooms stretch the income out, its a sad fact. "The IAC won't let me be" - Me rephrasing Eminem

I would trade whore houses for violent crime any day, just as long as they pay HOA dues!

Same situation artichaze, I went from mid 600's to 760+ by piggybacking on others credit cards plus rarely putting up high balances on my existing ones, you also have to remember that you probably hit the 3+ year cut off point for most of those accounts and they became long term revolving debt...

I am 100% sure those will start at 2k, it will be the non-IAC version of the village @ the spectrum. You pay for premium location/tuscan feel.

"we would be happy with for 1.5-2 years (hoping market comes down so we can buy end of '08 or beginning of '09)" That's my plan as well, only problem is I don't have a wife or immediate roommate and 1bdrm IAC places are only a few hundred cheaper than your 2 bedroom oh well, thanks!

I'll check them out, I'm surprised that the IAC wouldn't snatch those up for having such a prime location. Are these ones you speak of close to the The Charter off von karman?

Thanks, that shouldn't be a problem. I'm sure FICO helps a little in borderline situations.

Thanks.

True, my grandfather owns an apartment complex and he has his own strict fico / DTI requirements. The IAC is a monopoly pretty much, they are able to artificially keep rents higher. They do maintain most property's I've visited very well, so thats the upside.

I liked Oak Glen, although the sub $1500 dollar 1 bedrooms are usually the 600 sqft variety. So the move in special is accredited to the life of the lease? I like Sand Canyon, a lot quieter than Jamboree area or University/Campus. How does income qualification work for renting, I...

I wasn't able to locate any of those. Are they individual apartment complexes? Homeseekers is frustratingly slow and useless.

What are some good places to rent in Irvine? Specifically , one bedroom (mediterranean themed is always a plus) Non-IAC or IAC. I'm looking to move in a couple of months depending on new job opportunity, ideal location between 405 exits macaurthur all the way to jeffery. Oh and...

http://www.dinkytown.net/java/MortgageInterestOnly.html Play with that, if you pay principle ahead of the schedule the overall loan balance recasts, meaning you can end up having a lower payment.

I'm looking at it thru my eyes, what I would do. Your average consumer won't be able to save that principle payment but it is always another option. What's wrong with paying principle every month on an I/O product then if some unplanned expense comes up you don't have to refi or risk missing a...

I heard something about zillow being sued? They technically aren't using comp's to determine value, the algorithm is based on a yearly appreciation value so it can be off by a lot, such as in this case. Anyone know what Im talking about?