Recent content by jsclarke_IHB

sure Panda we've emailed before... I overstated dues a tad- here's our exact breakdown Aliso Viejo Community Assoc, $213/quarter, or $71/month Glenwood (local assoc) $85/mo social membership to club $40/mo (but again- we'd pay this anyway if it were optional) total $196/mo...

so I don't mind sharing with you all what I sent in an email reply... so here goes... after a year of living in a model 2 in Pasadera. Some initial facts- we paid $725k- a ~ $15k premium to buy on Cabrillo Terrace instead of Golf, and closed in October, 2008. Our purchase price was set ithe...

sorry to be naieve, lazy or clueless (or all 3)- but ipoplaya from what I've read about the Case-Shiller index I don't know how one could calculate it for one specific property. Can you point me to somewhere that explains how you calculate these indices for specific home/transactios? In return...

We did pay $20k more for ours on Cabrillo Terrace than the same model on Golf- and since Cabrillo Terrace sells fast and Golf not so much- this delta may increase. Who knows. As for the setbacks- in the models there is a front area the same level as the first floor- then a set of 4-5...

Our phase (#2) -the next one I think) is set for close of escrow starting first week in September... the next one (6 more houses) is in October/November. I'd heard a rumor they may release 1 more phase - about 6 houses- for move in by year end and then Shea may "take a break"... but that's...

Shea essentially used the 3% to cover the costs of buying down the interest rate to 5.25% TR4-- i.e.- they charged closing costs and points ~ 3%, then credited 3%- so net effect is we get a 5.25% loan at 0 points/costs. Good deal I thought. BUT- we still pay escrow fee, title insurance, notary...

WOW thanks a lot for the driving advice! I'm absolutely going to check those routes out! And when I get a minute with Excel, ipoplaya, I think the way to do it would look at average 30 year fixed mortage rates for each of those years too- to compare a payment given 20% down now versus the...

thanks for the congratulations... and maybe it's 8 years not 6 to recover- but check outhttp://www.laalmanac.com/economy/ec37.htm - you can see in '95 the median price in the county hit a 5 year low- but prices recovered within 3 years. So in the last 25 years, the guy who bought in 1990 lost...

we just bought in Pasadera at Glenwood and are waiting to move in, so I do have an opinion on this of course. First off, we sold our house and bought a plan 2 in Pasadera. Did we hit the bottom of the market? Probably not. But we didn't sell at the bottom of the market either. I've always...