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    First Time "Future" Buyers in Irvine Here - Confused... 20% Down or 15% 401K Contribution?

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    First Time "Future" Buyers in Irvine Here - Confused... 20% Down or 15% 401K Contribution?

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    First Time "Future" Buyers in Irvine Here - Confused... 20% Down or 15% 401K Contribution?

    Borrowing against the 401K is an option, but I always thought it was not a good one. I've read so much advice against ever touching your 401k for any reason that I've just shelved the concept since nobody ever seems to advocate it. If anyone considers it viable, I'd be more than interested in...
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    First Time "Future" Buyers in Irvine Here - Confused... 20% Down or 15% 401K Contribution?

    I have an option... I can lower my wife's 10% 401K contributions to her company's matching at 3%, and lower mine from 15% to 3% and bankroll that additional after-tax income in an MMA to try and get over the down payment minimums to avoid PMI. In addition to what we already have saved, I...
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