Author Topic: Which credit card do you use the most?  (Read 185343 times)

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Offline rkp

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Re: Which credit card do you use the most?
« Reply #15 on: June 05, 2012, 12:36:47 PM »
The founder of Visa Black Card is my buddy so I use his product of course. Ideal card for flash around Irvine and SCP.

your post intrigued me.  i didnt realize buy.com founder created the black card...thats crazy to be able to trademark the phrase...

i was in meetings with scott a few years ago when i covered SoCal for my company but dont really remember him.  your circle of friends is high rollers IHS.  from newport beach super villa owner indiedev to this guy...

Offline zovall

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Re: Which credit card do you use the most?
« Reply #16 on: June 05, 2012, 01:21:39 PM »
The Amex Centurion card used to be referred to as the 'Black Card' and initially had a fee of $1000/yr (later to $2500 and not sure what it is now). Looks like the Visa Black Card trademarked the term in 2009.  Here's one recent review I found from someone that has both of them:
http://www.cardratings.com/american-express-centurion-vs-visa-black-card-review.html

Anyways, I use the Starwood Amex for most purchases and try to spend the points at nice hotels/resorts.  We've also got the Southwest Visa (they had some great signup promo), the PenFed Visa, and the Citi Dividends Mastercard (only used with Google Wallet).

Offline zovall

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Re: Which credit card do you use the most?
« Reply #17 on: June 05, 2012, 01:25:18 PM »
europe was almost all cat 5s

We've used SPG points in Europe and Hawaii and staying for 5 nights in one place extends the value further since the 5th night is free :)

Offline irvinehomeshopper

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Re: Which credit card do you use the most?
« Reply #18 on: June 05, 2012, 01:33:55 PM »
@RKP, Blum loves Wyoming and so do I. We love the great outdoor where nature is a part of the house yard. The lowly friends I have are most of you here at TI. I want to stay grounded with reality.
"I can only imagine at a house warming party what a total embarrassment it would be to tell the guests that there is no tour because there is no more house to show you because you are standing in the only room in the house. "

Offline ps9

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Re: Which credit card do you use the most?
« Reply #19 on: June 05, 2012, 02:25:45 PM »
The AMEX Starwood looks interesting, do the points expire after a certain amount of time?  We don't travel much and it's a bit harder now with the kid but free hotel stays at 5 stars might change my mind.

Offline OCgasman

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Re: Which credit card do you use the most?
« Reply #20 on: June 05, 2012, 02:47:31 PM »
The Amex Centurion card used to be referred to as the 'Black Card' and initially had a fee of $1000/yr (later to $2500 and not sure what it is now). Looks like the Visa Black Card trademarked the term in 2009.  Here's one recent review I found from someone that has both of them:
http://www.cardratings.com/american-express-centurion-vs-visa-black-card-review.html
The Centurion card FTW.  That gives you the ultimate bragging rights.  Have to be "invited" to join the club, whatever that means.  Made of titanium.  Also lets you into the airport lounges, free companion international flights, free hotel rooms, personal concierge, personal shopper at Neiman, Gucci, etc, upgrade status at select car rentals...pretty much all around Balla status.  Is it worth it...umm no, not with the $5k initial fee and the $2500 yearly fee, but ppl get this card cuz of status and don't give s*** about the cost.  My wife used to work part time at Williams-Sonoma and came back one day saying how she got to feel a Centurion card cuz some high roller came in to buy some pots and pans.  Said the card itself felt amazing.  What can I say...we're simple folk.

Offline qwerty

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Re: Which credit card do you use the most?
« Reply #21 on: June 05, 2012, 02:51:47 PM »
The AMEX Starwood looks interesting, do the points expire after a certain amount of time?  We don't travel much and it's a bit harder now with the kid but free hotel stays at 5 stars might change my mind.

no they dont expire.  the good thing too is that they dont have any blackout periods.

Offline ps9

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Re: Which credit card do you use the most?
« Reply #22 on: June 06, 2012, 11:36:36 AM »
Speaking of credit cards, just got a call from Discover, looks like somebody tried to swipe $493 at a Walmart in Texas this morning.  It was an attempted swipe that did not go thru, so somebody got my account number and made an actual card.  I wonder how they did this.  I always use the temporary account number feature when I shop online.  The Discover fraud department didn't feel like chatting with me on possible scenarios, guess they didn't want to give out secrets on their end.  As for the fraud trigger, luckily I used my card at Cream Pan this morning.  Hard to travel from Tustin to Texas in 30 minutes. 

Offline ps9

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Re: Which credit card do you use the most?
« Reply #23 on: June 06, 2012, 10:56:14 PM »
Just got approved for the AMEX SPG card, planning a trip to Boston later this year, hopefully I'll be able to stay a couple nights free at the W or the Liberty in beantown with the bonus points.. (cat5, 12,000 pts?, not too familiar yet with spg program).  We usually PL but I'm getting too lazy for that...

There is a referral link on AMEX site, I'm thinking of sending a referral to my wife so we can double dip on the bonus points..

Looked into card churning.. not for me at this moment.. when I have time and have bought my dream house, maybe I'll pursue it as a hobby, seems like alot of dedication to travel the world for free..

Remember in my undergrad days, use to sign up for credit cards on the way back from class to the dorms.. and all I got was a free t-shirt because I didn't do my laundry... how time has changed..

Offline rkp

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Re: Which credit card do you use the most?
« Reply #24 on: June 06, 2012, 11:02:40 PM »
cant believe i forgot the referral.  if any one is interested in the SPG amex, PM me for referral and you get 20K points and i get 5K points.  just need an email address and name

Offline ps9

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Re: Which credit card do you use the most?
« Reply #25 on: June 06, 2012, 11:11:23 PM »
cant believe i forgot the referral.  if any one is interested in the SPG amex, PM me for referral and you get 20K points and i get 5K points.  just need an email address and name

Really?  So I missed out on an extra 20k points?  So bonus 25k + 20k?  That seems too generous...I thought only the person referring gets the commission..

Offline rkp

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Re: Which credit card do you use the most?
« Reply #26 on: June 06, 2012, 11:13:47 PM »
cant believe i forgot the referral.  if any one is interested in the SPG amex, PM me for referral and you get 20K points and i get 5K points.  just need an email address and name

Really?  So I missed out on an extra 20k points?  So bonus 25k + 20k?  That seems too generous...I thought only the person referring gets the commission..

if they are offering 25K for signing up, then its its either 20K OR 25K.  yes, thats really dumb and no one should use referral in that case.  in the past, the bonus was 10K and if you used a referral link, you got 15K-20K total. 

Offline rkp

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Re: Which credit card do you use the most?
« Reply #27 on: June 11, 2012, 10:26:09 AM »
Just got this in the email.  if anyone is interested in signing up and getting the full 25K points, find a friend with SPG already or send me a note for a referral. 

Each approved friend will earn up to 25,000 bonus Starpoints — 10,000 bonus Starpoints after their first purchase, plus 15,000 bonus Starpoints once they spend $5,000 in their first 6 months of Cardmembership.3,4 They'll also enjoy an introductory annual fee of $0 for the first year, then $65.

Referrals must be submitted by July 15, 2012.

Offline irvinehomeshopper

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Re: Which credit card do you use the most?
« Reply #28 on: June 11, 2012, 11:57:14 AM »
Nothing is better than my Visa Black Card. It is not a plastic card but a piece of stiff titanium. Have you seen at a restaurant where the patrons wrestle for the bill? I just pull out my Visa Vlack Card and wave it in front of friends and relatives. That moment of dead silence is priceless among the status chasing and keeping up with the Joneses crowd.
"I can only imagine at a house warming party what a total embarrassment it would be to tell the guests that there is no tour because there is no more house to show you because you are standing in the only room in the house. "

Offline qwerty

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Re: Which credit card do you use the most?
« Reply #29 on: June 11, 2012, 01:28:00 PM »
Nothing is better than my Visa Black Card. It is not a plastic card but a piece of stiff titanium. Have you seen at a restaurant where the patrons wrestle for the bill? I just pull out my Visa Vlack Card and wave it in front of friends and relatives. That moment of dead silence is priceless among the status chasing and keeping up with the Joneses crowd.

IHS - im surprised you spend the $400-500 annual fee to get this card. This goes against your financial saviness.

 

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