Author Topic: How low can we go? 30 yr fixed at 3.75% with no fees...  (Read 675734 times)

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Offline aquabliss

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3045 on: July 20, 2021, 11:05:13 AM »
If your loan is under $548k, interactive mortgage has a 15yr fixed for 1.957% APR.  No cost, No Fee.

Offline nguyener

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3046 on: July 20, 2021, 11:41:56 AM »
Vision Quest Lending Rates

7/20/21
Conventional Loan Program*

30 Year Fixed @ 2.625% (2.625% APR) with 0 Points or Lender Fees

20 Year Fixed @ 2.375% (2.375% APR) with 0 Points or Lender Fees

15 Year Fixed @ 2.00% (2.00% APR) with 0 Points or Lender Fees

VA 30 Year Fixed @ 2.25% (2.25% APR) with 0 points or Lender Fees

*Depending on County

Apply online:

http://visionquestlending.com/free_quote/

BBB A+

Tony Nguyen  | NMLS#93776
Vision Quest Lending  | 2860 Michelle Drive, Suite 140, Irvine, CA 92606
Direct 714-464-8042  | 877-318-0992 x6502  | Fax 866-394-9352                                                     
Email | tony@vqlending.com                                                                     
Website  |  www.visionquestlending.com

Offline aquabliss

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3047 on: July 21, 2021, 10:01:18 PM »
I heard on the radio tonight that owning.com has 15year fixed 1.75% rate and APR.  Don’t see it on the website but if anyone calls let me know what they say.

Offline hurijo

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3048 on: Yesterday at 08:22:44 AM »
I heard on the radio tonight that owning.com has 15year fixed 1.75% rate and APR.  Don’t see it on the website but if anyone calls let me know what they say.

Website shows 1.5% (15yr) now.

Offline aquabliss

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3049 on: Yesterday at 10:20:08 AM »
I heard on the radio tonight that owning.com has 15year fixed 1.75% rate and APR.  Don’t see it on the website but if anyone calls let me know what they say.

Website shows 1.5% (15yr) now.

Ya but APR is still 1.915%.  What they were advertising was 1.75% Rate + APR.  Haven't seen that posted yet.

Offline Irvinehomeseeker

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3050 on: Yesterday at 04:09:03 PM »
I got a call the other day from owning to refi my existing 15 year to a new 15 year at 1.99 with no out pocket costs. Just have not had time to call them back to lock
This morning I called Owning about no cost 15 year rate and 1.99 was what I was told.
That's only .135 less than my current rate.
I'm debating whether I should wait for lower rate or just go for it.

Did anyone get lower than 2% last year at no cost when rates were extremely low?  I can't remember if I saw any, I'd jump on this rate and if it goes lower just refi again.
I got it down to 2.25% on high balance loan after multiple refis last year, but now i am selling......

Offline Cares

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3051 on: Yesterday at 06:21:27 PM »
I did a few no cost < 2% 15 year loans only. There was probably a less than 2 week window where it was available for me.

Offline qwerty

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Re: How low can we go? 30 yr fixed at 3.75% with no fees...
« Reply #3052 on: Yesterday at 07:22:50 PM »
I heard on the radio tonight that owning.com has 15year fixed 1.75% rate and APR.  Don’t see it on the website but if anyone calls let me know what they say.

Owning called again and I asked about this and they said it was for purchases

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