$750k limit for loan interest deduction

shadyoc

New member
If you refinanced after Dec 15, 2017 but your original loan was before that date, are you grandfathered into the old $1m mortgage interest deduction?  Someone said only new loans taken out after this date is limited to $750k limit for mortgage interest deduction but if original indebtedness is before this date, you are grandfathered in at the $1m rule.  Even if you refinanced.
 
Does it matter if you refinanced with the same bank as original loan or not?  How do they know date of original indebtedness?
 
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