Author Topic: Homeowners Insurance Recommendations  (Read 7484 times)

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Offline momopi

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Re: Homeowners Insurance Recommendations
« Reply #15 on: September 14, 2016, 01:14:42 PM »
I have State Farm's insurance and have been with the same agent since 1980's.

Had a rental property with $4,000 water damage and State Farm paid promptly after paperwork and inspection was completed.  However, in this case my insurance agent had to refer me to the Claim Adjuster, who was a pain in the butt to reach by phone, and the Inspector who was also a pain in the butt to reach.

Offline Seeding

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Re: Homeowners Insurance Recommendations
« Reply #16 on: September 20, 2017, 03:21:30 PM »
Has anyone here used Western Mutual? It has the lowest quote for me so far, but the Yelp reviews are alarming.

Offline HMart

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Re: Homeowners Insurance Recommendations
« Reply #17 on: October 10, 2017, 04:05:53 PM »
All insurance companies have bad reviews online.

I use Geico, $300 a year, was half the price vs all competitors.

That seems....really low. Are you underinsured?

Offline quizzer

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Re: Homeowners Insurance Recommendations
« Reply #18 on: March 13, 2018, 11:00:42 AM »
All insurance companies have bad reviews online.

I use Geico, $300 a year, was half the price vs all competitors.

That seems....really low. Are you underinsured?

Update:

Didn't go with Western Mutual. Went with Liberty Mutual.

Offline lovingit

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Re: Homeowners Insurance Recommendations
« Reply #19 on: March 13, 2018, 12:59:45 PM »
Mercury has been the lowest option. 

Offline quizzer

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Re: Homeowners Insurance Recommendations
« Reply #20 on: May 07, 2018, 04:13:18 PM »
Liberty Mutual annual premium raise is 15%..interested to switch again.

Offline Kings

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Re: Homeowners Insurance Recommendations
« Reply #21 on: May 07, 2018, 05:04:43 PM »
Liberty Mutual annual premium raise is 15%..interested to switch again.

check with allstate.  their initial rate for me over the years has always been great, but then be prepared to shop around again after the first/second year since they bump you up

Offline Irvinehomeseeker

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Re: Homeowners Insurance Recommendations
« Reply #22 on: May 07, 2018, 05:21:41 PM »
Try Safeco. I got a good quote from a broker for Safeco.

Offline Liar Loan

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Re: Homeowners Insurance Recommendations
« Reply #23 on: May 07, 2018, 05:22:28 PM »
I have several Homeowners/Fire policies with Mercury and the price increases have only been minor each year.  Prior to Mercury, I had Farmers because a friend of mine was an agent there, and they bumped my price up quite a bit after the first couple of years. 

I'm sure the insurance companies are banking on owners with escrow accounts having their bills paid automatically and not paying attention to the price increases.

Offline OCtoSV

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Re: Homeowners Insurance Recommendations
« Reply #24 on: May 08, 2018, 01:51:44 PM »
I've been with AAA for a long time, and recently had occasion to make both auto and home claims of a combined ~$15K. The claims were paid promptly and the work was done by very competent providers. Insurance is the last place to shop for bargains!

Offline quizzer

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Re: Homeowners Insurance Recommendations
« Reply #25 on: May 08, 2018, 03:57:42 PM »
I have several Homeowners/Fire policies with Mercury and the price increases have only been minor each year.  Prior to Mercury, I had Farmers because a friend of mine was an agent there, and they bumped my price up quite a bit after the first couple of years. 

I'm sure the insurance companies are banking on owners with escrow accounts having their bills paid automatically and not paying attention to the price increases.

Did the broker gave some options and safeco came up the lowest? Can you give me his contact?

Offline USCTrojanCPA

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Re: Homeowners Insurance Recommendations
« Reply #26 on: May 09, 2018, 09:40:03 AM »
I've been very happy with my broker.  He cross shopped Mercury, Liberty Mutual, Safeco, and several other companies for my auto, homeowners, and rental property insurance.  Here's his contact info, just let him know that Martin referred you...

Travis von Bartheld
BenefitSource Insurance Services
28 Argonaut, Suite 100
Aliso Viejo, CA 92656

travis@mybenefitsource.net
www.MyBenefitSource.net
Phone 949-215-5431 Ext: 110
Fax 949-215-5509
License #OE36358
Martin Mania
AgencyOne
CA BRE License # 01799007
mmania001@yahoo.com
714-747-3884 cell

Often imitated....Never duplicated!

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