Author Topic: Homeowners Insurance Recommendations  (Read 7658 times)

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Offline quizzer

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Homeowners Insurance Recommendations
« on: May 24, 2016, 02:47:53 PM »
Any of you have homeowners through residencemutual or Western mutual insurance group? Got a lower quote from them and want to know more about this company before calling them.

Yelp has bad reviews though.

Offline SubSolar

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Re: Homeowners Insurance Recommendations
« Reply #1 on: May 24, 2016, 03:02:59 PM »
All insurance companies have bad reviews online.

I use Geico, $300 a year, was half the price vs all competitors.

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Offline ps9

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Re: Homeowners Insurance Recommendations
« Reply #2 on: May 24, 2016, 03:38:36 PM »
Make sure you get zombie apocalypse coverage :)

Offline quizzer

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Re: Homeowners Insurance Recommendations
« Reply #3 on: May 24, 2016, 03:41:07 PM »
All insurance companies have bad reviews online.

I use Geico, $300 a year, was half the price vs all competitors.

Thanks. I called Geico and they got the quote through Liberty Mutual. It was 10% cheaper than my current premium.
Western mutual quote was 25% cheaper.

Offline abosch00

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Re: Homeowners Insurance Recommendations
« Reply #4 on: May 24, 2016, 03:59:02 PM »
Wow, I have pacific speciality now and Western Mutual is like 30% cheaper than my current premium.

Looks like im switching....

Offline WTTCHMN

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Re: Homeowners Insurance Recommendations
« Reply #5 on: May 24, 2016, 04:19:34 PM »
Wow, I have pacific speciality now and Western Mutual is like 30% cheaper than my current premium.

Looks like im switching....

I thought Perspective said gates are useless.  Premium drops if you live in a gated community.

Offline USCTrojanCPA

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Re: Homeowners Insurance Recommendations
« Reply #6 on: May 24, 2016, 05:51:00 PM »
My insurance agent got me really got rates on my rentals and my primary home (tell him Martin referred you)....

Travis von Bartheld
BenefitSource Insurance Services
28 Argonaut, Suite 100
Aliso Viejo, CA 92656
Travis@mybenefitsource.net
www.MyBenefitSource.net
Phone 949-215-5431 Ext: 110
Fax 949-215-5509
License #OE36358
Martin Mania
AgencyOne
CA BRE License # 01799007
mmania001@yahoo.com
714-747-3884 cell

Often imitated....Never duplicated!

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Offline abosch00

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Re: Homeowners Insurance Recommendations
« Reply #7 on: June 05, 2016, 03:13:20 PM »
Any of you have homeowners through residencemutual or Western mutual insurance group? Got a lower quote from them and want to know more about this company before calling them.

Yelp has bad reviews though.

OG - just curious if you ended up going with Western Mutual?  I see that have a built in 20% off for only the first year which doesn't make it that great in the long run...

Offline woodburyowner

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Re: Homeowners Insurance Recommendations
« Reply #8 on: June 06, 2016, 09:54:18 PM »
Geico came in 65% higher for Homeowners insurance and 50% lower for auto insurance.  Now I need to figure out how the multi-plan discounts work and if it makes sense to switch.

Offline Park

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Re: Homeowners Insurance Recommendations
« Reply #9 on: June 13, 2016, 06:49:06 PM »
Western Mutual Insurance won't insure homeowners that are attorneys.  Makes me wonder what they're up to and how likely they'll pay a claim if it came down to it. 
I'd recommend Wawanesa Insurance if they'll insure you. 

Offline USCTrojanCPA

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Re: Homeowners Insurance Recommendations
« Reply #10 on: June 13, 2016, 10:37:29 PM »
Western Mutual Insurance won't insure homeowners that are attorneys.  Makes me wonder what they're up to and how likely they'll pay a claim if it came down to it. 
I'd recommend Wawanesa Insurance if they'll insure you. 

Very interesting...I wonder if they'll insure CPA/realtors.  haha
Martin Mania
AgencyOne
CA BRE License # 01799007
mmania001@yahoo.com
714-747-3884 cell

Often imitated....Never duplicated!

Offline acpme

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Re: Homeowners Insurance Recommendations
« Reply #11 on: June 23, 2016, 07:24:41 AM »
For those in Orchard Hills, are your EQ premiums much higher than other parts of Irvine?
I was surprised at how much higher my quote was compared to prior neighborhoods I was in.

Offline Bullsback

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Re: Homeowners Insurance Recommendations
« Reply #12 on: June 23, 2016, 09:33:50 AM »
For those in Orchard Hills, are your EQ premiums much higher than other parts of Irvine?
I was surprised at how much higher my quote was compared to prior neighborhoods I was in.
Well, I live in the same zipcode as OH and yes they are...like absurdly higher.  I don't understand why either because most everything is relatively new and there weren't any major standard changes, so I don't know if it is less people have the coverage vs. the other new areas or if something older and more "riskier" is getting lumped in.  The way the whole EQ premiums work is relatively odd and it totally irks me. 

Offline acpme

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Re: Homeowners Insurance Recommendations
« Reply #13 on: June 23, 2016, 09:49:13 AM »
Good to know. I admittedly didn't shop around much since I've been using the same insr agent for years. But did raise eyebrows.

I think it's because OH is closer to more active fault lines, in particular the El Modena fault.

http://maps.conservation.ca.gov/cgs/fam/

Offline woodburyowner

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Re: Homeowners Insurance Recommendations
« Reply #14 on: September 14, 2016, 11:40:29 AM »
My insurance agent got me really got rates on my rentals and my primary home (tell him Martin referred you)....

Travis von Bartheld
BenefitSource Insurance Services
28 Argonaut, Suite 100
Aliso Viejo, CA 92656
Travis@mybenefitsource.net
www.MyBenefitSource.net
Phone 949-215-5431 Ext: 110
Fax 949-215-5509
License #OE36358

Travis seems like a great agent to work with.  He's not licensed in the state I'm looking to get a policy, but was extremely helpful in answering all my questions even though he could not get any business from me. 

 

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