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21
Food and Dining / Re: Junk fooding
« Last post by irvinehomeowner on Today at 03:56:04 PM »
They have a note on their door explaining they are out... and their website also has a FAQ:

https://www.tacobell.com/faq/mexican-pizza

Quote
TACO BELL MEXICAN PIZZA
WHY ARE THERE NO MORE MEXICAN PIZZAS?
Our fans’ love is all consuming, and they’re consuming all the Mexican Pizzas. Demand for the Mexican Pizza was seven times higher than when it was last on menus, and replenishing the beloved menu item is taking longer than we’d like.


WHEN DID THE MEXICAN PIZZA RUN OUT?
Shortages of the Mexican Pizza were unexpected, and have occurred on a rolling basis. We communicated the news to our team members first to ensure they had all of the information and support they’d need to continue serving our guests in our restaurants.


WHEN WILL IT BE BACK?
You can check back here for the latest details and information, including when we plan for the Mexican Pizza to come back to its permanent residency on the Taco Bell menu, expected this fall.


WHAT IF I WASN’T ABLE TO REDEEM MY TACO BELL REWARDS DIGITAL OFFER JUST YET?
Fans who didn’t have the chance to take advantage of the offer just yet will be eligible to redeem the offer after the Mexican Pizza returns to menus.


SO WAS THIS WHOLE THING PLANNED? WAS THIS A LIMITED TIME OFFER?
No. As soon as we’re able to get the Mexican Pizza back in the hands and stomachs of our biggest fans, it’ll be for good.


IS IT GOING AWAY SO IT CAN COME BACK WITH ITS ORIGINAL INGREDIENTS?
The Mexican Pizza was returned to our menu in all its previous glory, complete with the same ingredients of seasoned beef and refried beans between two fried flour tortillas, topped with pizza sauce, our 3 cheese blend and fresh diced tomatoes. When it returns this fall, it’ll be with these same ingredients.


WHAT ABOUT THE MUSICAL?
At this time, we are postponing Mexican Pizza: the Musical. We hope to reschedule to a later date, complete with the joy and celebratory spirit in which it was originally created.


WHAT CAN I HAVE IN THE MEANTIME?
If the last two years have taught us anything, it’s that literally nothing can emotionally take the place of the Mexican Pizza for some of our fans. Until its return, Taco Bell Rewards members will be able to score double the points for their first eligible purchases on each day during May 31-June 6 from participating US locations via the web, app, or in-store orders if the receipt with the purchase contains a bar code at the bottom. We hope our Taco Bell fans enjoy many old favorites and discover new ones, including the Toasted Cheddar Chalupa that recently returned to menus for a limited time starting on 5/19.
22
See what the federal reserve said.  Don’t fight the Fed!!
https://fortune.com/2022/06/16/housing-market-reset-federal-reserve-could-see-home-prices-fall/

Keep in mind 50% houses in Irvine are rentals. It makes no sense for landlords to keep the rentals if home prices are falling.  Many China FCBs landlords are selling now as rates on their 3/5 years mortgages are about to reset to 6-7% this year.

But what about the ones who locked in at lower fixed rates?
23
Seller owns the home free and clear and will just rent it for a few years if they don't get the price they want so not a hugely motivated seller that needs to sell.

the sellers missed the peak pricing, not sure if there was a slightly lower all cash offer but thats why all cash matters. for example all cash may be 1% lower but if you miss the peak pricing you could lose more than that 1%.
24
Around Town / Re: COVID-19 Retail Openings and Closures
« Last post by qwerty on Today at 03:30:26 PM »
Went to go get gas at the Tustin Ranch Costco this morning around 10am.  Man, they have 32 gas dispensers which is more than the other Costcos that I've gotten gas at.  There are only 8 cars there while I was getting gas, I could get used to this until my Taycan arrives.

This one has more pumps than the district. The last time I was at the district for my Costco run was Saturday and the line at the district was the shortest I had seen in a very long time. You could  actually turn into the blacktop are to get in line vs waiting on Park to turn into the gas station. So immediate dividends from day 1. Maybe I’ll be able to get has st Costco again. I actually drive by the Tustin ranch one more often than the district.
25
I am sure Martin will sell it again.

Definitely house will be sold w/o any issue under Martin. It just amazes me that some buyers are pushing the envelop to get a home they can barely afford especially paying a premium for home with views.
26
Irvine Real Estate / Re: Poll: Irvine Housing Prediction June 2022
« Last post by Davidlee199 on Today at 03:24:37 PM »
See what the federal reserve said.  Don’t fight the Fed!!
https://fortune.com/2022/06/16/housing-market-reset-federal-reserve-could-see-home-prices-fall/

Keep in mind 50% houses in Irvine are rentals. It makes no sense for landlords to keep the rentals if home prices are falling.  Many China FCBs landlords are selling now as rates on their 3/5 years mortgages are about to reset to 6-7% this year.
27
Seller owns the home free and clear and will just rent it for a few years if they don't get the price they want so not a hugely motivated seller that needs to sell.
28
Buyer's wife got laid off so the buyer won't be able to qualify for the loan to purchase the home so it's back on the market.

Bank of Martin can't loan them the money?


Haha  I have already committed capital to help 2 other clients and I only provide short term liquidity plus my interest rates if I were to be a lender would be very high.
29
I am sure Martin will sell it again.
30
I was not working with Martin's buyers, so this IS NOT HIS BUYERS SCENARIO. I'm answering the post by @Danimal

A $2m home with 30% down is about $9,000 per month (PITIHOA) assuming an average 4.5% rate.

Two buyers each with $150kpy incomes, assuming 40% tax burden, brings home about $15,000 net per month. After the mortgage, that leaves $6,000 to spend on utilities, car, car insurance, gas, streaming services, food, etc. It's not a thin margin by any means, but it's not wide enough to give room for error. There may be some RSU or bonus income that comes into play but it can't be relied upon.

If one of two buyers has the rug pulled out from under them, yes it's a pretty risky scenario.

Lenders unfortunately will focus on "Gross Income" for qualifying. It's the Net Income that needs to be the real decision driver. I ask my buyer clients who are just starting to look at their home purchase plans to start "paying" their mortgage now to build financial muscle memory. Example - if rent is $5,000 and Mortgage is $7,000, every time a $5,000 rent check is paid, also put $2,000 in the bank. This does help a buyer get used to the new payment, it builds savings, and demonstrates to an Underwriter that indeed a buyer with tight ratios can make the payment.

My .02c
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