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Technology / Re: Apple Updates for September 2020
« Last post by zovall on Today at 07:53:28 PM »
2
Hard to find a guarantee of 3% without some risk

Moving 10 year average of S&P since 1871 has about 9-10% return on average. That is, take any 10 year period since the data was tracked and it has returned this much over 10 years. 3% is extremely conservative over a 10 year time horizon. I would dare to say it is guaranteed return.
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After weeks of the 1.75/1.998% owning.com homepage #, the offer is now 1.875/2.056%.
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Technology / Re: Tesla Model 3
« Last post by daedalus on Today at 05:06:46 PM »
I haven't researched it either, but wouldn't a heat pump be used for the AC too?  And if it's "NEW" it suggests to me it's just more efficient than the prior one.

I would love to get a Tesla (a Model S) but couldn't really justify it before COVID.  Now...impossible.  We could almost get by with 1 vehicle if I never needed to tow anything.  Life would be simpler and cheaper.
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Irvine Real Estate / Re: Padova in Orchard Hills
« Last post by CogNeuroSci on Today at 04:54:15 PM »
I will never do laminate or new-fangled vinyl until they stop looking like what the attached pic looks like! The attached pic is from a phase that will move-in soon, and I met the home builder floor contractor while he was working on the job. It always seems to look exactly like that no matter if it's grey or brown. Even wood-like porcelain tiles don't have that limitation.

im just trying to understand your post...how else is it supposed to look? Looks like wood...

Sorry about that, I did realize that I should have attached some counterexamples.

The first pic is from Rise at Great Park- Lennar- Adagio 2- model plan 1. Beautiful brown wood with yellow and orange undertones. The second pic is from Portola Springs- Cal Pac Homes- Celeste- model plan 4. Brown wood, rustic. BTW, that's how rustic is supposed to look. The third pic is from Cadence Park at Great Park- Richmond American- Cabaletta. Grey laminate-vinyl, and another example of that "mottled" fake rustic look that laminate-vinyl can't seem to avoid...yet. Notice that the Celeste plan 4 model home is engineered wood that has a natural mottled look that is, in a strange way, much smoother. It's this natural smoothness that laminate-vinyl technology can't yet emulate.
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Water Cooler / Re: God?
« Last post by irvinehomeowner on Today at 04:16:05 PM »
It's probably more than that.

You can't beat science... or God.
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Irvine Real Estate / Re: Padova in Orchard Hills
« Last post by trematix on Today at 04:08:45 PM »
I will never do laminate or new-fangled vinyl until they stop looking like what the attached pic looks like! The attached pic is from a phase that will move-in soon, and I met the home builder floor contractor while he was working on the job. It always seems to look exactly like that no matter if it's grey or brown. Even wood-like porcelain tiles don't have that limitation.

im just trying to understand your post...how else is it supposed to look? Looks like wood...
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Health & Fitness / Re: coronavirus
« Last post by Mety on Today at 03:00:56 PM »
CDC reported excess deaths today of 299,000 over a typical years. 

Largest increase was in 25-44 year olds.



This channel will return now to whistling past the graveyard.

That's 0.9% increase if you calculate with 328 million US population.
Sorry, that's 0.09%. My bad.

Also you forgot to add "Hispanic or Latino" from that image you posted.

Furthermore, it still does not say if those 2 out of 3 deaths from COVID-19 are solely from COVID-19 alone.

Nonetheless, it still is a great loss. Hope we get out of this mass soon.
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Water Cooler / Re: God?
« Last post by Mety on Today at 12:05:06 PM »
Still waiting for Mety's fact check on Grace church.

@IHO. There seems to be 3 confirmed cases from Grace as of now.

https://ktla.com/news/local-news/coronavirus-outbreak-strikes-defiant-sun-valley-megachurch-that-held-indoor-services-despite-public-health-orders/

3 cases are according to Los Angeles County Department of Public Health. Not sure how the public health department found out those 3 people attend Grace Church, but still, 3 out of 7000? That's 0.043%. Hopefully it doesn't get spread more. We'll see.
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Technology / Re: iPhone 12
« Last post by aquabliss on Today at 11:46:19 AM »
Anyone know if the iPhone12 Mini is available in store for demos?
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