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So grateful for the tips SGIP! Especially the point where you mentioned the lender suggesting to wire directly to escrow - that IS what I was suggested. And I probably would have followed that advice for any future transactions had I not read your point. Such valuable information. Thank you...

We submitted our offer for this home using the pre-approved letter this lender gave us. If the home owners do end up choosing us, are we able to switch to another lender or do we just have to move forward with this lender? If I had it my way I would not want to work with this lender. The thing...

Sorry to post it here but I had a question I was hoping someone could help me out with regarding mortgages. I'm a newbie (first time home buyer / millennial), without much guidance from any elders and just learning as we go. The thing is, my parents (they live abroad) gifted the husband and I...

How do I read the WSJ article? I clicked on your link but I can only read the rest of the article if I pay.

Thank you so much for that information! Looks like the cheapest ones at The Rowe still won't make the cut for us, as the base price is much more than the cheapest ones in Rancho MV (their base price is cheaper, but ugh! 2% property tax). We would end up having to finance about the same amount...

How much more of the BR homes are still available, specifically 'The Rowe'? Can someone who's been to their sales office tell us which phase they're on, or are they all sold out? What are the prices? We have been looking all around the desirable parts of OC and have finally decided to look at...