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i m hoping in Nov rates would go down again :)

Have you guys noticed upward movement for mortgage interest rates this week? Got a call from in house lender today, saying rates are going up, better to lock them now otherwise in Dec ( Close to escrow for new house) rates will be too high :O

Experts, maybe its very simple question, just trying to understand how it works so we are ready :) We are moving into our new house on 12/10 in Irvine, wondering when we will have to pay property taxes and HOA due. I believe there are two options to pay property taxes A) Monthly B) Two...

I think its a common practice for landlords, i have rented all my life , and i have never got full security deposit back.

When you guys are moving? We will be moving by end of Dec

135K on upgrades, wow. are you FCB?

who is SGIP? Help me please :D

You should write a book :) Thank you!

are there any tiles which just look like wood/laminate?

if switching to ARM saves me 200$ or so per month, then i can think about it. But do we think in 7 years interest rates would be close to 7-8%. I doubt it

What i have seen, ARMs are better by 0.75 or so, which means 100$ in payments if loan amount is 500K-550K, for ten years you would be paying extra 12K, which is not huge or worth the risk in my opinion. So i am more inclining towards 30 years fixed also. Is there anyone here who still think...

sure.

yeah, but these days things and information gets outdated pretty quickly. HAHHA Thanks again, i have been making very good use of TI. This is a great place :)

Thank you, you guys are awesome :) We will go with Tiles option Now another question, I am thinking about doing flooring after close of escrow from outside parties. ANy downside to this? Design center is expensive.

LOL thank you. That was easy!! no windows treatment from Design center.

i would love to have tiles, but my only concern is, dont they feel cold? Is there any one who have tiles could highlight on this please?

Any one has experience of selecting windows coverings/blinds through design center? By looking at the price sheet from Design center, window covers/Blinds seems very expensive thing :( Any advice would be greatly appreciate.

2nd option was Lock the rate at the expense of higher interest rate :(

We are close to selecting flooring for our house. We have a open floor plan, great room,wondering whether we should go with Titles or Laminate flooring. Any pros or cons of both, and whether we should go with outside contractor or from design center.

Experts, what you think future of mortgage rates looks like?. Our new house will be ready in December, in house lender is WF, and they are charging 1% to lock rates for that long. what you suggest, should we wait or lock rate now to avoid any increase in interest rates?