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Initial grant deed shows a purchase home of $1.5m with a $1m mortgage. So borrowed $500k. A few years later, there is a deed of trust for close to $1.2m and then a few years later a deed of trust for another $400k. So does that mean the owner took out an initial $1m mortgage and then borrowed...

I have been asked by law office to file for ash claim.  For newer homes due to Hemet fire.  Has anyone done this?  My insurance agent says premiums will increase by 20% for five years due to zero claims policy discount.  But law office claims thousands to tens of thousands in settlement.  They...

I don?t trust Yelp.  I have been asking neighbors for recommendations on reliable contractors who actually will reply and want to work.  So far, no luck.  I have a engineering drawing completed for adding a balcony on the second floor.  Want to add sliding doors to balcony.  Does anyone have a...

Let?s say I sell a $1m property after realtor fees.  Let?s say I have $400k left on the loan.  Since it?s investment home, there are no exemptions from living there 2 out of the last 5 years.  Does that mean I will have to pay 25% * $600k profit = $150k to the IRS?  Like I would actually have to...

We have sliding glass doors made by Western.  They get water in the tracks after it rains.  A few neighbors got their hardwood flooring damaged because the water rises too quickly above the tracks.  Builder is saying it?s normal and it is on the owners to maintain and clean the tracks.  This...

We are realizing that there are no fire sprinklers in the attic above the furnace.  I?d think that is mandated since it could be a fire hazard.  Builder isn?t adding it, saying it?s not required.  Is this true?

What?s the difference between these two?  Which comes out cheaper for ppl who work from home?

I am running the coaxial cable thru the conduit down to the master closet.  No signal.  Do all new builds have something in the roof that prevents the signal from broadcasting?  Does it have to be installed on the exterior of the house?

Someone told me TayMo releases new phases to a group of buyers and then makes them bid up the prices.  Whoever has the highest price then gets that lot.  Is this a new practice for all builders or just TayMo?  Sounds a bit ridiculous.

I?m pretty sure builders have a clause where it exempts them from having to financially pay the buyers in cases there are delays.  I have heard some buyers say that they got closing costs due to delays in their home.  How is that negotiated if the contract protects the seller?

I just learned about this custodial Roth IRA from my friend who is opening one for her kid. She told me with everyone talking about 529 college savings, this is actually a better and more flexible way to save for college. She said you can start early, there?s actually no age limit. ...

Do Subzero fridges ever go on sale or are they always retail price to what it says on their website?  I am looking for retail seller and found Pacific Sales but their low reviews are making me think twice about buying from them.  Ferguson and Expressions Home Gallery came up but I've never dealt...

Most people say that Roth IRA is better.  In general, if you think you'll be in a higher tax bracket when you retire, a Roth IRA may be the better choice. You'll pay taxes now, at a lower rate, and withdraw funds tax-free in retirement when you're in a higher tax bracket. However, when you are...

Does anyone have someone they used for kitchen backsplash and bathroom backsplash and tiles on the wall?  Want to redo some areas and want to get someone who does a very good job. 

If there are owners who are audiophiles, I have some questions and would appreciate your help understanding if brands like Sun Stealth 700 and Diamond Origin Acoustics are good for ceiling surround speakers.  I personally have not heard of them.

Anyone do insulation upgrade through builder say it was worth the premium?

Are you familiar with government websites that offer rebates for buying a brand new washing machine and a gas dryer?  I did a search and found thishttps://www.socalgas.com/save-money-and-energy/rebates-and-incentives/natural-gas-appliance-rebates...

Builder is charging $370 for 2" flex conduit to hide tv wires.  Starts above the fireplace and goes to the side.  Is there something about above the fireplace that makes it way harder to do it after wards?

When I add new contacts to my iphone, sometimes it sync automatically to my Google Contacts online but sometimes it does not.  In cases it does not, I have to manually input them into Google Contacts.  It's random and hard to figure out which saved and which did not save.  Does anyone have a fix...

Builder charges $240 per canned light.  Seems expensive when you can get them for $100 or so, through lighting installers.  However, for those that have done it after closing, do you find it tough the match the texture and paint in the ceilings and walls?  I?ve seen some of my neighbors jobs who...