Let's compare two homes:https://www.redfin.com/CA/Irvine/117-Prospect-92618/home/51682564
$1.260m
Mello-roos: $6,388.50 (2017-18), increasing 2% per year
Regular Property tax at 1.05%: $13,230
Total property tax at 1.05%: $19,618.50
Home insurance: $1,260/yr
Earthquake insurance: $264/yr
HOA...