Recent content by biku456

@irvinehomeowner - I haven't talked to Helena sales office yet. I wanted to get expert opinion(s) before I take my next step. In case I want to back out, I don't know if I should give them a false relocation letter or just make funds disappear saying "emergency funds" or come with something...

Thanks for your reply eyephone. I could try getting remaining 3% as gift from friends and family but my worry is that I would end up spending too much every month on PMI, HOA, Mello Roos, 401K repayment, basic expenses and would be left with no money for anything else. I don't really want to...

Hello Everyone, A month ago I booked plan 2 in Helena (Eastwood). Base price was 726K and I intended to spend 24K on upgrades to make the final price to 750K. Initially I planned to put down 17% (10% from my savings and rest as a loan from 401K) and rest as mortgage loan. I knew my monthly...