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11
Food and Dining / Re: Junk fooding
« Last post by WTTCHMN on Yesterday at 10:09:44 PM »
For qwerty:

Taco Bell to deliver deep-fried chicken taco shell, and Cheetos Burrito

http://www.ocregister.com/articles/taco-723840-bell-burrito.html
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BMWs may speed real fast, but the car is more than capable of braking on a dime and making quick turns.  At least the speeder is always in full control with full attention as to what he's doing.  The road on sand canyon is in decent condition for speeding and that's why you see 55+mph speed limit and 60mph on irvine blvd.

I have owned Toyotas, Acuras, Nissans, Hondas, and a BMW.  A Toyota Camry doing 80MPH on Sand Canyon is far worse than a BMW 3 series doing 80MPH on Sand Canyon.

My sentiments exactly. Those minivans driving half the speed limit in between lanes, changing lanes without looking and distracted by screaming kids in the back seat or on their cell phones are way more hazardous to the road. At least the typical sports car driver is generally a much better driver capable of handling most situations and are usually very focused on the road, not distracted. I don't endorse going 80mph on surface roads but my argument is that these people in general are much better drivers despite going slightly above speed limits.
When you drive by the next car accident in Irvine just look at what type of cars are involved and the type of drivers standing outside. It is very rare to see a sports car like Porsche, a sport BMW, sport Audi involved. And if they are you can bet 1. It was the other guy's fault or 2. The sport driver is young (high school/ college age and inexperienced).
Just my observation on Irvine roads over the years  :)

Says the woman who cut someone off with her screaming kids in the backseat, inciting a road rage incident of her own.
13
Irvine Real Estate / Re: Pedestrian bridge for PP to district 1
« Last post by aquabliss on Yesterday at 10:01:14 PM »
The side is actually dark wood planks (though probably some composite that looks like wood).  However they made it too dark unfortunately and it all kind of runs together like a big dark brown strip in the middle.

The bridge as a whole though is looking nicer than I thought it would.  5P may actually one-up TIC in this category.
14
Sports / Re: Clippers News
« Last post by irvinehomeowner on Yesterday at 09:58:02 PM »
Balmer is looking more on the west side but I think he should bring them back to the Pond.

I would go to more games if they weren't in LA.
15
Water Cooler / Re: Presidential Elections
« Last post by irvinehomeowner on Yesterday at 09:56:15 PM »
While it may not affect Trump/Hillary, votes for an independent helps in future elections.

I'm tired of a 2-party system.
16
Irvine Real Estate / Mortgage Rates Falling After FOMC Meeting Today.
« Last post by nguyener on Yesterday at 09:37:38 PM »
Mortgage Rates Falling After FOMC Meeting Today.

The Federal Reserve did not raise the Fed Funds Rate at its July 2016 meeting.

After adjourning from a 2-day meeting, the nation's central banker voted to hold the Fed Funds Rate in a target range near 1/4 percent.

The vote was near unanimous at 9-1.

In its post-meeting press statement, the Federal Reserve said that the U.S economy is expanding at a "moderate rate", with inflation rates have "continued to run" below the Fed's target range of two percent over the long-term.

The group also acknowledged outside threats to the U.S. economy from "global economic and financial developments", which includes the Brexit vote among others.

At the start of the year, the FOMC hinted at raising the Fed Funds Rate four times before 2017. Now, it's doubtful that the group will vote to raise the benchmark rate even once.

The Fed's change of plans has surprised Wall Street this year, and mortgage markets have responded favorably.

Mortgage rates are lower since the FOMC adjourned.

Fed Funds Rate: On-Hold At 0.25%

Wednesday, the Federal Open Market Committee (FOMC) voted to hold the Fed Funds Rate in its target range near 0.25 percent.

The Fed is data-dependent, it reminded markets. The group's future moves will depend on the strength of labor markets, and on the pace of inflation within the economy.

The Fed's "job" is to balance those two forces.

Currently, labor markets are improving with job gains "strong" in June. The economy has now added more than 13 million jobs since 2010.

Job growth has not ignited inflationary forces, though, because wages remain lower-than-optimal. This poses a policy challenge for the Fed.

Inflation is the devaluation of a currency and the Fed aims for a two percent inflation rate per year. Currently, inflation is running closer to 1.5% and that's near where it's been for the better part of this decade.

When inflation stays too low for too long, it can lead to deflation, which can be more damaging to an economy than inflation.

The Fed used its statement to identify deflationary threats within the economy -- namely, falling energy and commodity costs. The group believes those forces will subside, but maybe not soon enough.

The Fed statement included the following (emphasis added):

In light of the current shortfall of inflation from 2 percent, the Committee will carefully monitor actual and expected progress toward its inflation goal. The Committee expects that economic conditions will evolve in a manner that will warrant only gradual increases in the federal funds rate; the federal funds rate is likely to remain, for some time, below levels that are expected to prevail in the longer run. However, the actual path of the federal funds rate will depend on the economic outlook as informed by incoming data.

In plain English, this says that the Fed wants to raise the Fed Funds Rate, but because inflation rates are running too low for comfort, the hikes will be pushed off to some point in the future.

Not until inflation rates return toward two percent per year will the Fed feel totally comfortable raising the Fed Funds Rate.

Note that monetary policy can take a long while to work its way through the economy -- sometimes three quarters or more. The December 2015 change to the Fed Funds Rate, then, won't be fully felt by businesses and consumers until sometime in late-2016.

The Fed is planning ahead.
Mortgage rates remain cheap and the Federal Reserve appears intent on helping them stay that way. Markets often change without notice, however. Lock a loan while rates are still low.

Get today's live mortgage rates now.
Lock a loan while rates are still low.

BBB A+
Apply on line: http://www.visionquestlending.com/free-quote/

Sincerely,

Tony Nguyen  | NMLS#93776
Vision Quest Lending  | 2860 Michelle Drive, Suite 140, Irvine, CA 92606
Direct 714-464-8042  | 877-318-0992 x6502  | Fax 866-394-9352                                                     
Email | tony@vqlending.com                                                                     
Website  |  www.visionquestlending.com
17
BMWs may speed real fast, but the car is more than capable of braking on a dime and making quick turns.  At least the speeder is always in full control with full attention as to what he's doing.  The road on sand canyon is in decent condition for speeding and that's why you see 55+mph speed limit and 60mph on irvine blvd.

I have owned Toyotas, Acuras, Nissans, Hondas, and a BMW.  A Toyota Camry doing 80MPH on Sand Canyon is far worse than a BMW 3 series doing 80MPH on Sand Canyon.

My sentiments exactly. Those minivans driving half the speed limit in between lanes, changing lanes without looking and distracted by screaming kids in the back seat or on their cell phones are way more hazardous to the road. At least the typical sports car driver is generally a much better driver capable of handling most situations and are usually very focused on the road, not distracted. I don't endorse going 80mph on surface roads but my argument is that these people in general are much better drivers despite going slightly above speed limits.
When you drive by the next car accident in Irvine just look at what type of cars are involved and the type of drivers standing outside. It is very rare to see a sports car like Porsche, a sport BMW, sport Audi involved. And if they are you can bet 1. It was the other guy's fault or 2. The sport driver is young (high school/ college age and inexperienced).
Just my observation on Irvine roads over the years  :)
18
Health & Fitness / Re: Taking care of your greatest Asset: Your Physical Health
« Last post by Paris on Yesterday at 09:27:17 PM »
Some key ways to get to an advanced age with a good quality of life boils down to
- not smoking
- being physically active and within a normal weight range
- diet of mostly unprocessed foods
- overall positive outlook on life - I think we underestimate this sense of happiness and content and how positively that affects ones overall health and well being. My grandma was one of those people, lived a great quality of life into her 90s. Her secret was daily meditation. Nothing bothered her. She was truly content with life. She is my inspiration.

Good Advice.  Meditation?  I thought Asians don't meditate, particularly your grandmas generation.

We're Buddhist so it's a way of life. I just always brushed it off when I was growing up but realize now how re-energizing and vital it is to my overall well being
19
Thanks for your feedback.

Your experience is what we were expecting. It definitely is a pretty decent starter home in a good location.

Good location, according to?
20
Thanks for your feedback.

Your experience is what we were expecting. It definitely is a pretty decent starter home in a good location.
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